Here is a fascinating article I came across in Businessweek about some companies and organizations that are helping their employees buy a home. I try hard not to be political but forgive me for being political in this great idea. I wanted to get a thought and an idea out to you.
Our country is in trouble in part, not all, due to folks being allowed to borrow more money than they can afford to pay back. It’s pretty easy to understand. If you told a kid he could eat ice cream every day, as much as they wanted, they’d eat the ice cream. Sure, it seems silly that you have to have a bank officer tell you what you can afford and what you can’t. I learned early on, if I had the money in my account, I could go buy it; if I did not, I could not buy it. I started Grunder Landscaping Company with nothing. I didn’t have any money; my parents didn’t have any money; and I didn’t have any credit. Banks would not loan money to me because I had no wherewithal to pay it back. Pretty simple lesson and a great way to grow up.
My message and idea this week is that we need to return to some good old-fashioned teaching. We need to teach our kids to save again. We need to give them the responsibility to work for some of the things they want. Not what they need. No child needs a cell phone and, yes, my kids have cell phones.
These companies and organizations written about in Businessweek are to be commended. We entrepreneurs, and the folks who understand the free enterprise system, know what to do to keep our people happy and to have them be productive at work and home. I want my people to stay. I don’t want the government to tell me how to run my business. From my perspective, they aren’t running theirs very well and I think it’s time we entrepreneurs speak up.
Contact your local congressmen and women and senators and tell them you are concerned the voice of the small business owner is not being heard. Cite examples like this one from the magazine as proof many leaders are not money-grubbing, selfish people. We are smart business people are trying to get ahead in life. We don’t want a hand out; we just want them to get out of our way.
What do you think?